OpenAI announced API credits for eligible Pro and Business subscriptions on 28 October 2026. The important first check is which API organization receives them. A ChatGPT subscription and an API organization are separate billing contexts.
In ChatGPT, start from Settings → Billing for Pro, or the workspace billing settings for Business. The API Platform billing flow is another documented starting point. Both link the same benefit; use the account that owns the subscription. The guide names Pro and Business eligibility, not a benefit for every ChatGPT plan.
Check ownership and the billing cycle
The current guide requires a qualifying paid subscription at least seven days old, ownership on both sides and the same account email for linking. Review the organization name in the claim flow before confirming. If you own a personal project and a separate team organization, choose deliberately; access to a workspace alone does not establish ownership.
The first grant can be prorated. Unused credit does not roll into the next billing cycle; annual Business grants have their own annual expiry rule. Read the displayed grant and expiration rather than assuming that “monthly” means the first day of each calendar month.
Verify the result in API billing
After activation, inspect the receiving organization’s credit balance and expiry. Keep its model and rate limits separate from the grant. A successful link does not prove that every model or request is available, and these API credits do not refill ChatGPT’s conversation allowance. No account is linked by following this article alone.